dontjustwork — Built for Singapore

Life Is More
Than Just Work.

Know where you stand financially, whether you're on track for retirement, and what you can do to improve.
Built for Singaporeans.

🔒 Your financial data stays private. No bank connections. You control your data.
4
Asset buckets
100%
Singapore-specific
Free
Always free to use
app.dontjustwork.com/overview
Total Net Worth
S$823,541
⇧ +S$12,432 this month  ·  +18.2% YoY
Financial Freedom Progress
68.6%
CPF LIFE Est.
S$1,154
Health Score
74/100
Net Worth Timeline
Retirement Ready
74%
Passive Income
S$684/mo
Why WealthVault

Everything you need to plan
your financial future

Most financial planning tools are built for the US market. WealthVault is built around how Singaporeans actually save, invest and plan for retirement.

📈
See Your Complete Financial Picture
Bring together your savings, investments, CPF and property to understand your true net worth.
🏛
Understand Your CPF Future
Visualise CPF growth and estimate future retirement income.
🔥
Work Towards Financial Freedom
See how close you are to achieving the lifestyle you want without relying entirely on employment income.
Getting started

Three steps. About five minutes.

No bank connections, no lengthy setup. Just your own numbers, entered by you.

1
Add your numbers
CPF balances, savings, investments. Type them in yourself, or load sample data first to see how it works.
2
See your complete picture
Net worth, CPF projections and Financial Freedom progress, all on one dashboard, updated as you go.
3
Get a personalised plan
Wealth Coach flags what's most worth fixing first, with a direct link to go do it.
📈
dontjustwork
WealthVault
FREE

Track your net worth, understand your CPF future and build a clearer path towards financial freedom.

🏛Know if your CPF SA is on track for the Full Retirement Sum
🔥See how close you are to financial freedom
❤️Find out if you are on track for retirement
📈Watch your net worth grow month by month
Track your passive income every month
Launch WealthVault →
The dontjustwork ecosystem

One platform.
Many tools.

WealthVault is our first product. We are building a suite of tools to help Singaporeans make smarter life decisions — not just at work.

📈
WealthVault
Financial planning & wealth tracking for Singaporeans
Live
🎯
Career Compass
Career planning & salary benchmarking
Soon
🕐
Retirement Planner
Detailed retirement income modelling
Soon
🏉
Life Goals Tracker
Track and plan your major life milestones
Soon
🧠
AI Financial Advisor
Personalised AI-powered financial guidance
Premium
Dashboard Preview

See exactly what you'll get

Five powerful views, all calculated from your own data, privately, with no bank connections required.

Overview
Net Worth Timeline
Jan 2026 +18.2% YoY
Financial Freedom
Financial Freedom Progress & Retirement Outlook
Net Worth S$823K
Freedom Target S$1.2M
Progress 68.6%
Target Year 2031
CPF
CPF Dashboard
OA S$84,000
SA S$124,000
MA S$63,000
CPF LIFE est. S$1,154/mo
Passive Income
Passive Income Tracker
Monthly Passive
S$684
42% of expenses covered
Dividends S$380/mo
CPF Interest S$204/mo
Savings Interest S$100/mo
Singapore-first

Designed Specifically
For Singaporeans

Most financial planning tools are built for the US. They don't account for CPF, FRS, SRS or how retirement works in Singapore. WealthVault is built around the way Singaporeans actually save and invest.

🏛
CPF OA, SA, MA & RA tracking with official rates
📈
CPF LIFE monthly payout projections
FRS, ERS and BHS tracking with progress bars
🔥
financial freedom planning with Singapore lifestyle costs
🌌
SRS utilisation and passive income tracking
CPF Balances
Ordinary Account
2.5% p.a.
S$84,000
Special Account
4.0% p.a.
S$124,000
MediSave Account
4.0% p.a.
S$63,000
Total CPF S$271,000
SA towards FRS (S$220,400) 72%
CPF LIFE Est.
S$1,154
per month at age 65
Full Feature Set

Everything in one place

Six integrated modules that give you a complete picture of your financial health and long-term trajectory.

📈
See Your Complete Financial Picture
Bring together your savings, investments, CPF and property in one place to understand your true net worth.
🏛
CPF Dashboard
See your OA, SA and MA balances in one place. Know how close you are to the Full Retirement Sum and what your CPF LIFE payout could look like in retirement.
Retirement Outlook
Based on your savings, CPF balances and assumptions, this estimates whether you are on track for retirement.
🔥
Work Towards Financial Freedom
See how close you are to achieving the lifestyle you want without relying on employment income full time.
🌌
Passive Income Tracker
Track how much recurring income your investments generate each month and how far it goes towards covering your expenses.
❤️
Financial Health Score
Not sure if your finances are on track? The Health Score gives you a single number that summarises your overall position and shows you what is helping or holding you back.
Privacy & Security

Your Financial Data Stays Yours

WealthVault does not connect to your bank or CPF account. You enter your own data. You own it completely.

🔒
No bank connections required
You enter your own figures manually. No Open Banking API, no CPF integration, no third-party account access of any kind.
🚫
No selling of personal data
WealthVault is a community tool. Your data is never sold, shared, or used for advertising. It exists solely for your own planning.
Private and secure account access
Each account is protected by Supabase authentication with Row Level Security. Only you can read or modify your portfolio data.
🧠
Data under your control
Export your data at any time as CSV, Excel or a PDF Wealth Report. Import it back if you switch devices. You're never locked in.
Questions

Before you get started

Is my financial data actually safe?

Yes. WealthVault never connects to your bank or CPF account, there's no Open Banking link or credential sharing of any kind. Your data lives in a Supabase database with Row Level Security enabled, meaning database-level policies ensure only you can read or write your own portfolio. Sign-up is protected by Cloudflare Turnstile to keep automated accounts out.

Is it really free, or is there a catch?

WealthVault is free to use, with no ads and no paywall on the core tracking and planning features. There's no credit card required to sign up.

How accurate are the CPF and retirement projections?

Every CPF figure is calculated from CPF Board's own published contribution rates, allocation ratios and retirement sum tables, not a third-party summary. That said, all projections are estimates based on the numbers you enter and reasonable growth assumptions, they're a planning aid, not financial advice, so always verify anything important directly at cpf.gov.sg.

Can I get my data out, or delete my account?

Yes, at any time. Export your full portfolio as CSV, Excel or a PDF report from inside the app, and import it back if you ever switch devices. If you'd like your account and data removed entirely, just reach out through the contact form.

Free to use, forever

Life Is More Than
Just Work.

Join WealthVault and gain clarity over your net worth, CPF, retirement and financial independence goals, all in one Singapore-first platform.