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Free Financial Tools

Practical calculators for Singapore personal finance. No account needed, and nothing you enter is stored or sent anywhere.

Why these tools exist

Most free calculators are built against secondary summaries rather than primary sources, and small errors tend to get copied from one site to the next. Each tool below states its assumptions and methodology on its own page, and is checked against the original source it depends on rather than a blog's paraphrase of it. Every figure is still an estimate, so use these to get oriented, and verify anything important with the relevant authority directly.

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CPF Retirement Sum & CPF LIFE Payout Calculator

Project your CPF Retirement Account at 55 and estimate your CPF LIFE monthly payout from 65, using both your OA and SA balances and adjusted for your own cohort's Full Retirement Sum.

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Compound Interest Calculator

See how a starting amount plus regular contributions can grow over time at a given rate of return. It's one of the clearest ways to see why starting early matters so much.

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